Watchdog
and Abbey Life
…absolutely unrealistic
to imagine that such a tumour could be detected at its inception or early years
since it could never even be suspected.
…observations of unknown
origin begin to manifest might an investigation begin…
…nuisances would not
necessarily warrant investigation.
…introduced benign brain
tumour from January 1996 (along with 10 other conditions)
as a specific critical illness condition as an endorsement…
…undisclosed
"reason" for a rejection of claim was that prior symptoms allegedly
demonstrated the existence of a specifically
benign brain tumour before the endorsement was added…
…claimed by Managing
Director to be Sept 1995 [14 months before actual diagnosis]
…absence of an MRI scan,
this is patently impossible. There would be nothing to implicate a brain
tumour. No biopsy. No evidence whatsoever. Even then (and now) this tumour has
only been seen on MRI scans.
…investigation by a
neurologist was October 1996. The actual diagnosis
was November 1996.
…alleged prior
symptoms have never been declared by Abbey Life. So the reason
for the claim refusal has never been divulged.
…basis for claim
rejection.
…allows nearly all the
other endorsement conditions to be similarly refused for groundless reasons
that never need to be declared…
GMC
…difficult dealings with
the GMC that may be of interest especially in view of the infamous Harold
Shipman affair. I challenged the GMC and double standard of the Chief Medical
Officer (CMO) and the conflicting loyalty to profession and to an employer.
…kept in the dark for
some four months…that pressure in the office prevented a quicker response
…retired quietly before
any claims by me were investigated. They never have been investigated.
…asked for the
signatures of the two screeners as verification that
these two people existed. This was refused on the grounds that they cannot
enter into correspondence with me. I never asked for that.
Simply, verification and validation to support the
claim that they were involved.
…clear that no
such screen ever took place.
…Guiding Doctors,
Protecting Patients should be reversed to state Protecting
Doctors, Guiding Patients - this is more
appropriate.
…from middle October
1998 to end March 1999.